Why Insurance for Your S4 is a Good Idea

Why Insurance for Your S4 is a Good Idea

The S4 is one of the latest smartphones that has been well received by consumers. Since its launch in March 2013, the company making this latest smartphone model has boasted shipments of 10 million units of the S4 within the first month. The S4 is a popular and fast selling device that should be protected. At a cost of between USD 200 to USD 700 (depending on whether it is purchased through a carrier's plan or on its own), insurance is advisable to protect your investment in the S4.

Insurance, which provides financial remuneration in the event of loss such as theft, damage, or misplacement, provides you with peace of mind when owning expensive technologies such as the S4. If anything happens to the S4, having insurance provides you with a way to replace the device without having to pay for the replacement out of pocket.

Types of Insurance Coverage Available for the S4

The types of insurance protections that are available to you in the form of coverage on your S4 include:

• Loss and Theft
• Accidental Damage
• Drops, Spills, and Cracked Screens
• Mechanical Breakdown

Coverage provides you with protection from many of the situations that you face when owning an S4. Owning insurance protection for your S4 means that you will always have the ability to receive a new smartphone during the life of your carrier contract in the event that it is lost, stolen, dropped, cracked, or breaks down unexpectedly beyond the carrier's standard or extended warranty.

Reasons for Getting Insurance Coverage for Your S4

The cost of an S4 alone is one consideration for getting insurance. If, for example, your S4 was stolen, you would be looking at several hundreds of dollars out of pocket as your expense to replace it. An insurance policy would ameliorate this expense and put in your hands a replacement device to keep you in communications as soon as possible once the claim has been filed and accepted by the insurer.

Another reason for getting insurance coverage for your S4 is to provide you with money to fix and repair those damages that can be caused on occasion. This includes cracks and breaks to the 5-inch high definition screen, and chips and dents to the S4's casing. These repairs can be expensive so having insurance helps reduce this potential expense.

Obtaining Coverage for Your S4

Your S4 smartphone is a valuable commodity that you need to protect from loss. The process for obtaining coverage for the S4 is easy to accomplish and only requires a few minutes of your time. The process starts with determining what level of protection you need for your S4 smartphone.

If loss and replacement are of concern to you, a loss and theft policy is the one that you want to purchase. If breakage and repair for damages caused to your S4 is something that worries you, drops, spills, and cracked screen coverage is what you need. You may also choose a more comprehensive plan to cover all possibilities. S4 insurance should be strongly considered and obtained in order to limit your risk and loss exposure.

This piece was composed by Zachary Foxworthy, a freelance writer based in Miami, Florida. Zachary writes on cell phones, assorted gadgetry, computer science, the tech business and other closely related subjects. S4 owners may want to better acquaint themselves with the S4 insurance brand Protectyourbubble.com.